Need Help Securing Your Disability Insurance or VA Benefits? Get in Touch With Our Nebraska Disability Lawyers
Living life with a disability can be physically and emotionally demanding. At the same time, these burdens often require taking time off of work. Unfortunately, doing so leaves many people vulnerable to financial hardship as well. In these situations, filing a claim for disability insurance benefits or VA disability compensation may be the best path forward. Doing so can have a life-changing effect on people dealing with chronic pain or hardship. The Nebraska disability lawyers at Tucker Disability Law dedicate themselves to helping people secure their disability benefits.
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Disability Insurance Claims
Employer Disability Insurance and ERISA
Group or employer disability insurance is coverage obtained through an employer or union. This type of policy is governed by ERISA, a federal law designed to protect your benefits. It is important to note that ERISA does not apply to policies purchased through government or religious institutions. Since ERISA governs group and employee policies, the filing, appealing and litigating of these policy claims is subject to federal law. If you need help navigating this process, contact our Nebraska disability lawyers.
Individual Disability Insurance
Individual disability insurance policies are not purchased in a group or through an employer. Instead, individuals purchase this type of coverage directly from an insurance provider. This is usually the policy choice of people who are self-employed or who need supplemental coverage.
Individual disability insurance policies are not subject to federal ERISA regulations. This means that Nebraska’s state laws will govern your policy benefits. Tucker Disability Law offers legal counseling at every stage in the individual policy claims process, from filing to appealing a denial.
The Disability Insurance Claims Process
Winning your disability insurance case can be difficult. It is important to understand each step in the claims process. Our disability lawyers in Nebraska can get you on track for winning your claim, so you can secure your benefits.
Filing a Claim
Filing the initial claim requires filling out all the required paperwork. You must also provide strong evidence of your disability as well as your inability to work. To do this you will want to submit official documentation, such as medical records and testimonies. Once you file your claim, your insurer will investigate your case and make a decision about your benefits.
Appealing a Denied Claim
If your insurer refuses your claim, you have the right to appeal. The appeals process allows you another chance to secure your disability benefits. However, this process will vary depending on the type of insurance policy you have.
Filing a Lawsuit
If your appeal is also denied, speak with a Nebraska disability attorney. Your next step requires filing a lawsuit for your benefits, and this is best achieved with an attorney’s help.
VA Disability in Nebraska
The Department of Veterans Affairs offers disability compensation to qualifying veterans. However, the VA often denies veterans’ claims to these benefits. For this reason, your claim should be complete and comprehensive upon filing.
Nebraska State VA Resources
It is beneficial to take advantage of Nebraska’s VA resources when building your claim. You can use these resources to learn more about VA disability compensation and how to apply for it:
How to Win VA Disability Benefits in Nebraska
Veterans who meet the eligibility criteria may file a claim for VA disability benefits. This will require gathering all the relevant documentation for proving your claim. This documentation will include anything which helps to prove:
- You have a current diagnosis of a specific disability
- Your disability arose or worsened as a direct result of your military service
You can submit all the necessary forms and supporting evidence online, through the mail or in person at a regional office. Once submitted, the VA will investigate your claim and render a decision.
If your claim gets denied, then you can hire a VA lawyer to help you appeal this decision. Our Nebraska disability lawyers can assist you with the following:
- Filing an official appeal
- Gathering more evidence to prove your claim
- Monitoring the status of your appeal
- Representing you during formal hearings
Cities We Serve in Nebraska
We serve clients throughout Nebraska, including in and around:
- Omaha
- Lincoln
- Bellevue
- Grand Island
- Kearney
- Fremont
- Hastings
- North Platte
- Norfolk
- Columbus
Contact Our Nebraska Disability Lawyers to Learn More About Our Services
Tucker Disability Law handles many types of disability cases and can assist you at various stages in the claims process. We are a nationally recognized firm, with over 40 years of combined experience. If you would like to learn more about us and how we can assist you, call us at (866) 282-5260. You can schedule a free consultation by phone or through our online form.
