When dealing with a long-term disability claim, understanding what not to say to a disability doctor is just as important as being honest. Your medical records are a critical part of your claim, and the way you communicate during appointments can shape how your condition is perceived. Avoid these 5 common mistakes to ensure your doctor accurately documents your symptoms and limitations.
1. “I’m fine” or “I’m doing great.”
Saying “I’m fine” may feel polite, but it can unintentionally misrepresent your condition.
Doctors often document the exact words patients use, and saying you’re fine might suggest that your symptoms are improving or that your condition isn’t as severe as reported. This can weaken your disability claim if your records don’t align with your limitations.
What to say instead:
Be honest about your current condition. If you’re having a good day, explain that it’s not typical. For example, “I feel a little better today, but I still struggle with daily migraine headaches. Most days, it’s much harder to manage.”
2. “I can do everything I used to do.”
This kind of statement might seem harmless, but it suggests to your doctor—and ultimately to your disability reviewer—that your condition hasn’t impacted your daily life. Even if you’ve adapted or found ways to work around your limitations, it’s critical to explain how your condition has altered your routines.
Why this matters:
Your claim hinges on proving how your condition affects your ability to work and live normally. If you tell your doctor that you’re managing everything without issue, it creates a conflicting narrative in your medical records.
What to say instead:
Describe how you’ve adjusted or what tasks are harder for you now. For instance, “I can still cook meals, but I have to take breaks because standing for long periods worsens my pain.”
3. “I don’t need treatment anymore.”
If you suggest that treatment is no longer necessary, it can imply that your condition has improved. This is a red flag for disability reviewers, who might see it as evidence that you’re not disabled. Even if you feel your treatment isn’t working, don’t stop seeking medical care without discussing alternatives with your doctor.
Why continued treatment is essential:
Ongoing treatment shows that you’re actively managing your condition, which strengthens your claim. It also ensures that your medical records are up-to-date and reflect the severity of your symptoms.
What to say instead:
If treatment isn’t working, discuss it openly: “I’m not seeing much improvement with this therapy. Are there other options we can try?”
4. “I’m only here because I have to be.”
Statements like this might seem harmless, but they can undermine your credibility. If you imply that you’re attending appointments solely to support your disability claim, your doctor may question the severity of your condition or the authenticity of your symptoms.
The impact on your claim:
Doctors are trusted to provide unbiased medical opinions, but their records are influenced by what you share during visits. If your comments make it seem like you’re not genuinely seeking care, it can hurt your case.
What to say instead:
Focus on your health. For example, “I’m here to make sure my condition is managed properly. It’s been tough, and I want to explore ways to improve my quality of life.”
5. Anything that exaggerates or minimizes your symptoms.
Exaggerating symptoms might seem like a way to emphasize your struggle, but it can backfire.
Doctors have years of experience identifying inconsistencies, and if your statements don’t match their observations, it could cast doubt on your credibility. Similarly, downplaying symptoms out of pride or politeness can lead to incomplete records that fail to support your claim.
Why balance is key:
Your medical records are the backbone of your disability case. They need to paint an accurate picture of your condition—not an inflated or overly optimistic one.
What to say instead:
Stick to the facts. Use specific examples to describe how your condition impacts your daily life. For instance, “I have trouble climbing stairs because it makes my knees swell and causes sharp pain that lasts for hours.”
Extra Tips for Talking to Your Disability Doctor
- Bring a Symptom Journal: Keep a detailed record of your symptoms, including severity, duration, and triggers. This helps you communicate clearly during appointments. Tucker Disability Law offers its newsletter subscribers a complimentary Capability Journal in our guide “5 Secrets To Getting Your Doctor To Sign Your Disability Form.” If you haven’t downloaded it before you can do so by CLICKING HERE.
- Be Consistent: Make sure your statements align with what you’ve shared in previous visits and with other healthcare providers.
- Ask Questions: If you’re unsure about your treatment plan or how your symptoms relate to your disability, don’t hesitate to ask. An informed patient is an empowered one.
Protect Your Claim by Choosing Your Words Wisely
Understanding what not to say to a disability doctor ensures your medical records reflect your condition accurately. Clear, honest communication is key to a successful claim and to getting the benefits you deserve.
If you’ve been denied benefits or need help navigating the process, we’re here to fight for you. Contact us at 866-994-5399 for a complimentary discussion about your case. We have over 30+ years of fighting the insurance companies and have a 98% win rate.
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