The holidays are a time of family gatherings and festivities, but if you’re not careful, they can also jeopardize your long-term disability benefits.
Insurance companies are always looking for reasons to deny or cut off claims. If you’ve applied for, or are currently receiving long-term disability benefits, you need to keep these 3 things in mind.
- Limit your travel. Traveling to visit family and friends can raise a red flag with an insurance company, making them question if your condition keeps you from working.
- Do not post holiday-related photos on social media. Social media is one of the first places insurance investigators look to gather evidence that can be used to deny disability claims. Posts featuring parties and other activities you attend could end up being used against you. Read how Social Media Can Be Used to Deny Your Long-Term Disability Claim for more information.
- Do not delay your doctor visits. Everyone is busy during the holidays and it’s common to want to delay doctor visits, tests, or treatments until next year. If you are disabled, this is a bad idea. Being prompt in following your doctor’s recommendations is a key factor in getting your long-term disability benefits approved.
If you’ve filed for long-term disability benefits and have been denied, we can help. Tucker Disability Law has over 30+ years fighting the insurance companies. We have a 98% win rate because we know the dirty tricks insurance companies use, and how to beat them!
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